A commercial property insurance policy can protect your assets in many ways. Here are a few examples: building, business personal property, property of others, equipment and stock, as well as business income and extra expense to name a few.
General Liability is one of the most common business insurance coverages. It can protect against third-party bodily injury and property damage as well as advertising and personal injury.
Commercial auto policies cover such vehicles as cars, trucks or vans and trailers that are used for business. These policies may consist of 1 vehicle or a fleet of many and can provide coverage for liability, medical and physical damage as well as hired and non-owned auto.
Workers' compensation (also known as workers' comp., workman's comp and workman's compensation) helps protect businesses and their employees from financial loss when an employee gets sick or injured from a work related cause.
We can help you with many different types of bonds, such as: ERISA/401k bonds, performance bonds, contractor's license bonds, health care facility bonds, dishonesty bonds and more.
Any equipment or tools that are moving around and/or leaving the business premises would benefit from an inland marine / equipment floater policy. In addition, you can set a general limit and/or schedule certain pieces of equipment or tools individually. Talk to your agent to see what coverage works best for you.
Errors & omissions, also known as E&O insurance and professional liability insurance helps to protect you from a claim against your professional services. This coverage can help with covering your court costs as well as settlements, which could be very costly.
These days most businesses should consider purchasing some type of privacy and cyber insurance policy. With so much of our businesses being online, the exposure to hackers and data loss is growing.