Our Staff

Rich Higgins, CIC
Sports enthusiast, dad of two girls and one boy, and Insurance Agent!
Direct Phone – 714-536-6086
Email – rich@bai-ins.com
Rich is our Commercial Lines manager, who has been with the agency for over 15 years. He is a lover of all sports; particularly football, soccer and golf! Although originally from New England, his favorite NFL football team is the San Francisco 49ers! He volunteers his freetime coaching sports for his kids and participating in whatever local community and neighborhood activities he can. Rich is the proud father of two young daughters and one sonwho keep him more than busy. When he is not happily engrossed in the many facets of the insurance industry, he enjoys spending his time with his wife and children camping, hiking, biking and all other outdoor activities. He greatly enjoys all books and movies but particularly of the science fiction/fantasy genre. Rich’s favorite place to vacation to is Maui, HI!
Kristie Bannister
Travel enthusiast, (past life) graphic designer, and insurance agent!
Direct Phone – 714-536-6086
Email – kristie@bai-ins.com
Kristie joined the Bannister family first through marriage, had 2 children and was a very active volunteer at the kids' schools.  Once the kids entered High School, she earned her insurance license and joined the Bannister Insurance family. She has established herself in the commercial and personal insurance service areas as well as enjoying an occasional nod to her past design experience, helping with the marketing and design aspects of the company. When not in the office, you will find Kristie enjoying her family, the outdoors and maybe even a nice British murder mystery.Favorite movie: The Princess Bride
Favorite book: Harry Potter
Favorite Vacation: China, Scotland, Ireland, East Coast, West Coast and exercising the motorhome with the family.

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